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More Ways to Pay

Pay with a Credit or Debit Card

We’ve partnered with BillMatrix to offer convenient, completely secure bill payments. A $2.90 processing fee applies to personal card payment. A $29.95 processing fee applies to commercial/business card payments. BillMatrix collects the processing fee for the service. Xcel Energy does not benefit from this fee. Most major credit and debit cards accepted. American Express cards are no longer accepted by BillMatrix. 

Learn more or

Pay with Personal Card

Pay with Commercial Card

Call 800-895-4999 to make a one-time payment using your checking/savings account or debit/credit card.

Our automated phone system is a secure, hassle-free, cost-free way to make a one-time payment using a checking or savings account. You may also make a one-time payment over the phone using a credit card.

If you have a password on your Xcel Energy account, you cannot pay via our automated phone system. Instead, you will be routed to a representative who can assist you.

Please be prepared with the following information:

  • Your complete account number
  • If you plan to use a checking or savings account you'll need the routing transit number (identifies your bank, credit union, or financial institution) as well as your checking or savings account number
  • A $2.90 processing fee applies to personal card payment. A $29.95 processing fee applies to commercial/business card payments.

Our pay-by-phone option is not available for automatic recurring payments. To take advantage of automatic recurring payments, please sign up for eBill or Auto Pay.

Find a pay station in your area

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How to pay your bill in person

You can pay your energy bill in person at any of our convenient Pay Stations. Here's what you need to know:

  • You'll need to provide your Xcel Energy account number or your bill stub
  • You may choose to pay using cash or a money order
  • If you have more than one Xcel Energy bill, you can pay them all with a single money order
  • A transaction fee of $1.50 applies for each bill paid

 

Send your payment, along with the payment stub, to:

Xcel Energy
P.O. Box 9477
Minneapolis, MN 55484-9477

We include a pre-addressed return envelope with your monthly bill. To pay your bill via U.S. mail, enclose your payment and bill stub, add a stamp, and drop it in the mailbox.

Misplaced your return envelope? It happens. Simply mail your payment and bill stub to the address above.

Go PaperlessEnroll in Auto PayAveraged Monthly PaymentCustom Due Date

Go PaperlessEnroll in Auto PayAveraged Monthly PaymentCustom Due Date

Call 1-800-895-4999 to make a one-time payment using your checking/savings account or debit/credit card.

Our automated phone system is a secure, hassle-free, cost-free way to make a one-time payment using a checking or savings account. You may also make a one-time payment over the phone using a credit card.

Please be prepared with the following information:

  • Your complete account number
  • If you plan to use a checking or savings account you'll need the routing transit number (identifies your bank, credit union, or financial institution) as well as your checking or savings account number

Our pay-by-phone option is not available for automatic recurring payments. To take advantage of automatic recurring payments, please sign up for eBill or Auto Pay.

Find a pay station in your area

Map

How to pay your bill in person

You can pay your energy bill in person at any of our convenient Pay Stations. Here's what you need to know:

  • You'll need to provide your Xcel Energy account number or your bill stub
  • You may choose to pay using cash or a money order
  • If you have more than one Xcel Energy bill, you can pay them all with a single money order
  • A transaction fee of $1.50 applies for each bill paid

 

Send your payment, along with the payment stub, to:

Xcel Energy
P.O. Box 9477
Minneapolis, MN 55484-9477

We include a pre-addressed return envelope with your monthly bill. To pay your bill via U.S. mail, enclose your payment and bill stub, add a stamp, and drop it in the mailbox.

Misplaced your return envelope? It happens. Simply mail your payment and bill stub to the address above.

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Explore Our New Rate Plans

At Xcel Energy, we’re all about helping you reduce your energy costs. And now we’re offering new rate plans to provide you the control over your bill that you’ve come to expect. Find the plan that works best for you and your lifestyle.

Find a plan
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For Business Customers

Managing a business can be difficult. Our specialized services make it easy to pay your bills online and stay on top of all your accounts.

Learn more
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Understand Your Bill

Have concerns about your high bills? Want to understand where your dollar goes? We're here to answer commonly asked billing questions.

Learn more

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Energy Saving Tip

Want to make a strong statement about energy efficiency? Consider whether your home might be a good candidate for a green roof, solar panels, or a geothermal system.

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May is National Electric Safety Month

Before beginning an outdoor project, be aware of overhead electric lines and keep yourself, your ladders and tools at least 10 feet away from them.

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