Customer Support

Electronic Funds Transfer

Convenient, controlled payments

You're in control


As an Xcel Energy business customer, you can pay your bill directly from your account via Electronic Funds Transfer (EFT).

EFT helps you minimize cash management efforts while maximizing your use of funds.

EFT provides quick and convenient electronic transactions (also called EDI-820 payments) using the Automated Clearing House (ACH) network, part of the Federal Reserve Bank system.


Electronic payments offer heightened control over timing and amount of payments. Here are a few more reasons to consider EFT:


To quality for EFT payments, you must be a business customer of Xcel Energy who can transmit CTX formatted payments through your own software or via a payment processor, such as a bank.

How to get started

If you're not familiar with EFT:

Electronic transactions are made using the Automated Clearing House (ACH) network. EFT files have two components: payment instructions and remittance detail.

Follow these easy steps to get started:

If you're familiar with EFT:

Energy Saving Tip

Create your own shade by planting a tree in a strategic location in your yard to block sunlight from pouring into your windows. It doesn't get much more green than a tree!

Preventing Carbon Monoxide Poisoning

Install carbon monoxide detectors and annually hire a qualified contractor to inspect your home for proper ventilation.

Xcel Energy MaritzCX

We'd welcome your feedback!

Thank you for visiting Xcel Energy. You have been selected to participate in a brief customer satisfaction survey to let us know how we can improve your experience.

The survey is designed to measure your entire experience, so please look for it at the conclusion of your visit

This survey is conducted by an independent company MaritzCX, on behalf of the site you are visiting.

Privacy Policy