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Our products and services differ based on state. Please select your state (or the state you're interested in) from the list to the left.
Why do our products and services differ based on state? Because our business is regulated by state. We have regulated operations in eight Western and Midwestern states. The different regulatory body for each state we serve determines what products and services we deliver in that state.
Business customers, pay your bill directly from your account to Xcel Energy when you choose with Electronic Funds Transfer (EFT). Unlike AutoPay, electronic payments through EFT give you complete control over:
This helps you minimize your cash management efforts and maximize your use of funds.
EFT provides quick and convenient electronic transactions (also called EDI-820 payments) using the Automated Clearing House (ACH) network, part of the Federal Reserve Bank system.
Our Format for Accepting Files: Corporate Trade Exchange (CTX)
As a result, you will be able to pay your Xcel Energy bill using your CTX software, or your third party vendor - if they have CTX capabilities.
EFT files have two components: payment instructions and remittance detail. To get started with EFT, call our Business Solutions Center at 1-800-481-4700 or email us.
If you need assistance locating a CTX software package, please contact your bank or the National Automated Clearing House Association (NACHA) at 703-561-1100.
Electronic payments give you complete control over the timing and amount of payments, minimizing cash management efforts and maximizing the use of funds. EFT saves you time and more:
To qualify, you must be a business customer of Xcel Energy who can transmit CTX formatted payments through your own software or through a payment processor like a bank.
Electronic transactions are made using the Automated Clearing House (ACH) network. EFT files have two components: payment instructions and remittance detail. Follow these easy steps to get started: