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Pay My Bill
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Bank Draft |
Credit Card |
Cash |
Fee |
View Bill |
Scheduled Payments |
| Auto Pay |

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| Credit/Debit Card |
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| Online View & Pay |

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| Pay By Mail |
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| Pay By Phone |

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| Pay Stations |
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| * postage |
Auto Pay
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Auto Pay is a simple and convenient way to have your monthly energy payment automatically withdrawn from your bank account on the day it is due. You’ll save yourself the trouble of remembering to write a check to pay your bill each month and the postage to mail it. Best of all, it’s free. |
| apply online |
download application |
learn more |
Credit/Debit Card
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Credit/Debit Card Payment allows you to pay your energy bill online or by phone using your credit or debit card for a small fee* – through our partnership with NCO Financial Systems. You no longer have to worry about how long it may take for your payment to arrive on time – your payment will post the next business day. Additionally, you will have two payment records to reference: your Xcel Energy statement and your credit/debit card statement.
We accept MasterCard, Discover and Diners Club credit/debit cards.
* For this convenience, credit/debit card payments are subject to a transaction convenience fee of $4.85 for each credit/debit card payment up to $500. For credit/debit card payments above $500, the transaction convenience fee will increase by $4.85 per $500 increment above the initial $500. |
| pay online |
1-800-656-8439 (US) 1-517-780-0221 (outside US) |
learn more |
Online View & Pay
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Online View & Pay allows you to see your residential bill and make your energy payment online anytime, anywhere through our partnership with CheckFree, the company that powers payment on the webSM. It only takes a few minutes to enroll and it's free.
You'll receive a paper bill along with your e-bill for the first month of enrollment. After that, you'll receive all your bills electronically only. You will no longer receive a paper bill. |
| apply online |
log in |
learn more |
Pay By Mail
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Pay By Mail makes sending your payment to us easy by providing a return envelope included with your bill. We encourage you to use the return envelope included with your bill to send back your payment and bill stub. Enclosing your bill stub helps ensure your payment is posted to your account correctly. If you’ve lost or misplaced the return envelope, please mail your payment with your bill stub to the address below: |
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Xcel Energy P.O. Box 9477 Minneapolis, MN 55484-9477 |
learn more |
Pay By Phone
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Pay By Phone lets you quickly and securely transfer your energy payment from your bank account directly to us, right over the phone. Your payment will post to your account the following business day at no cost to you. You can schedule your payments up to five business days in advance with Pay By Phone. |
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1-800-895-4999 |
learn more |
Pay Stations
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Pay Stations allows you to make your energy payment in person at several locations in your area. When you pay your bill in person, you will need your Xcel Energy account number or your bill stub. You can pay by cash, check or money order*. Credit cards and debit cards are not accepted.
* Pay stations can accept amounts up to $2500. North Dakota pay stations only accept cash. |
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